Waterfront - Seller Financing
Address
22542 Jolly Roger, Lower Keys, FL
Price
$ 1,725,000
Property Attributes
- MLS#A12076889
- TypeSingle Family
- Listing Status Pending
- CountyMonroe
- CityLower Keys
- Area98 Florida Keys
- NeighborhoodCUTTHROAT HARBOR ESTS
- Zip33042
- Style
- Year Built1982
- Taxes$ 12646
- Price$ 1,725,000
- Bedrooms4
- Full Bathrooms4
- Half Bathrooms0
- Sqr Footage2440
Data Source:
Southeast Florida MLS (SEFMLS)
Property Description
Oceanfront living on Cudjoe Key, where broad covered balconies, generous outdoor space, and a private boat launch put Keys waterfront life within reach. This four-bedroom, three-bath home is a study in coastal architecture -- large impact glass doors and windows frame open water views and pull natural light into every room. Soaring 26' ceilings and rich wood beams anchor the open-concept main level, which includes a renovated kitchen, dining space, living room, laundry, and two bedrooms with two full baths. Upstairs, a third bedroom sits at the top of the stairs, and a catwalk leads to the fourth bedroom with ensuite bath and a walkout deck framing panoramic open water views. The home has been restored to its former glory with modern updates layered in -- rustic accents meet open, light-filled spaces that let the oceanfront setting do the talking. Adjacent lot also available for even more ocean enjoyment. Seller financing available: 50% down, 6% for 15 years, no flood or wind insurance required. This home needs to be seen to be fully appreciated. Schedule your showing today.
| Price History | |
|---|---|
| 9/17/2026 | Listed $1,725,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Central |
| Cooling | Central Air,Ceiling Fan(s) |
| Possession | Close Of Escrow |
| Roof | Metal |
| Appliances | Dryer,Dishwasher,Refrigerator,Wine Cooler,Washer |
| Patio/Porch Features | Balcony,Deck,Open,Porch |
| Architectural Style | Detached,Two Story |
| Pool Features | None |
| Restrictions | Other Restrictions |
| Construction Materials | Frame |
| Year Built | 1982 |
| View | Ocean |
| Stories Count | 2 |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Waterfront Features | Ocean Front |
| County | Monroe |
| Property Type | Residential |
| Contingency | Other |
| Subdivision Name | CUTTHROAT HARBOR ESTS |
| Facing Direction | South |
| Garage Y/N | false |
| Full Baths | 4 |
| Special Listing Conditions | Listed As-Is |
| Status | Pending |
| City | Lower Keys |
| Disclosures | Flood Plain Disclosure |
| Senior Community Y/N | false |
| Zoning Description | is |
| MLS Area | 98 Florida Keys |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 6930 |
| Carport Spaces | 4 |
| Carport Y/N | true |
| Listing Terms | Owner May Carry |
| Year Built Details | Unknown |
| Tax Annual Amount | 12646 |
| MLS Area Minor | Other Geographic Area (Out Of Area Only) |
| Lease Considered Y/N | false |
| Virtual Tour | https://www.propertypanorama.com/instaview/mia/A12076889 |
| Standard Status | Pending |
| Occupancy Type | Owner |
| Property Sub Type Additional | Single Family Residence |
| PostalCity | Lower Keys |
| Legal Description | BK 19 LT 36 CUTTHROAT HARBOR ESTATES CUDJOE KEY PB4-165 OR222-580 OR781-1811D/C OR781-1812/14 OR781-1815 OR781-1818/19 OR804-659 OR832-479 O |
Interior Features
| Interior Amenities | Built-in Features,Entrance Foyer,First Floor Entry,Vaulted Ceiling(s),Walk-In Closet(s) |
|---|---|
| Flooring | Tile |
| Furnished Y/N | Unfurnished |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 4 |
| Total Baths | 4 |
Exterior Features
| Exterior Amenities | Balcony,Deck,Porch,Room For Pool |
|---|---|
| Parking Features | Covered,Other |
| Lot Features | < 1/4 Acre |
| Water Source | Public |
| Lot Size Area | 6930 |
| Frontage Length | 60 |
| Waterfront Y/N | true |
| Covered Spaces | 4 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 33042
Price
Taxes
Year Built
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Data Last Updated: September 26, 2026 6:15 AM UTC
